Building Financial Confidence Since 2019
We started with a straightforward goal: to help people understand money without overwhelming them with jargon or unrealistic promises.
What We Actually Do
Most people avoid budgeting because they assume it means tracking every penny and feeling guilty about spending. Our approach focuses on clarity over complexity. We break down spending categories, identify patterns, and show you where adjustments make the most difference.
Founded by Xiomara Desjardins and Lubomir Kase in 2019, Vigfast emerged from their combined frustration with financial advice that either oversimplified or overcomplicated. Xiomara worked in consumer finance for eight years and noticed how often people made decisions based on incomplete information. Lubomir taught economics at a community college and saw students struggle with concepts that should have been accessible.
They developed a curriculum that addresses real scenarios: managing irregular income, handling unexpected expenses, and making trade-offs between competing priorities. The program includes structured lessons, practical worksheets, and case study breakdowns from actual budgets.
We serve students across Singapore and surrounding areas through entirely online delivery. No travel required, no fixed schedule constraints. You access materials when they fit your routine, and our support team responds to questions within 24 hours on weekdays.
Meet The Teaching Team
Xiomara Desjardins
Co-Founder & Lead Instructor
Xiomara spent nearly a decade analyzing consumer spending patterns before launching this platform. She specializes in income allocation strategies and designs most of the case study material used in the program.
Lubomir Kase
Co-Founder & Curriculum Director
Lubomir taught behavioral economics for six years and noticed the gap between theory and practical application. He structures lesson sequences to build understanding progressively without overwhelming learners.
Isolde Thorgeirsdottir
Student Support Coordinator
Isolde handles all student inquiries and feedback. She previously worked in customer education for a financial services company and joined the team to focus on individual learning challenges.
How This Works
If you want to explore enrollment or clarify how the program fits your situation, submit your details below. We respond within one business day with specific answers, not generic sales material.
- Enrollment information and pricing breakdown
- Program timeline and lesson structure
- Answers to any questions about your specific needs